Fifteen years of getting small businesses paid.
Action Recovery Online is a multi-state licensed collection agency in Phoenix, Arizona, serving businesses nationwide. Tell us about your past-due accounts, see your rate, and start recovery — entirely online. No upfront fees: you pay only when we collect.
- 15+ years in business
- Over 1,000 clients served
- Multi-state licensed agency
- BBB A+ Accredited
Start listing your accounts in 3 simple steps
Tell us about your accounts
A few questions: how many accounts, how old, how much, and what industry you're in. Two minutes, online.
See your rate and sign online
Your contingency rate is presented up front, with the service agreement. Review and sign — no sales call required.
Submit accounts — recovery starts
Send us the account details and our licensed team goes to work. Track everything in the client portal.
See your rate now
For businesses owed money. Takes about two minutes.
- 1. Tell us about your accounts
- 2. See your rate & sign
- 3. Submit accounts
Recovery that keeps your name worth protecting
Your past-due accounts are often your own customers — patients, clients, families, neighbors. We collect the professional way: every contact courteous, compliant with applicable law, and worthy of the business name on the letterhead. Firms come to us to get paid without burning the relationships their business runs on.
Read about our approach →What clients say
From our Google reviews.
“All of the representatives have done very well for our clients in recouping money due to them. Having worked with several other companies in the valley, Action Recovery actually does what it says it will do and gets the job done.”
“Helped our firm recover revenue due to our firm. Thank you Action Recovery.”
“Mr. Howard Stapleton was a perfect customer agent. He informed me of the recorded call, etc. He was very professional but also friendly. Took care of my issue quickly. Highly recommend.”
Ready to stop chasing past-due accounts?
Start online in minutes. No upfront fees — you pay only when we collect.
See Your Rate